Every success starts with imagination - what you call dream - it can be imagination of anything you wish you could get. Start imagining and work your way from imagining, to ways to making this imagination come true and just do it. Be careful not to harbor evil, only good and positive imaginations; let’s say you desire a degree. Start by writing a plan, like - i will save some dollars from every pay check and get a second job and saving much more and then talk to an uncle/sister or friend who is trustworthy who would assist you and then go to the school and pay to start the first session and arrange a payment plan with the school to pay for other sessions in bits. I have tried it and it worked. Deny yourself of immediate pleasure and see your dream coming true. Keep your dream alive!